What We Do
Financial Planning
Financial planning covers a large umbrella of activities, and we can address them all. Our primary tool is a comprehensive and robust planning, data aggregation, and security platform with tremendous synergies for living, planning, investing, reporting and communicating.
Financial planners may charge five figures for work product similar to what we generate, but we prefer to give it to our clients for minimal cost. We are better advisers if we know all the facts, and the clients and their families benefit from the process of gathering all the data at a time of their convenience rather than in a crisis.
Asset Management
Many investment industries use passive investing to drive cost down. We prefer active management but knowing that both methods have a place in the market cycle. Since 2010, passive management has clearly benefited from the massive inflows into both equity and bond markets. We believe these inflows have distorted market-cap-weighted investment vehicles into concentrated, impulse-driven trading vehicles, and that these opportunities are attractive to active managers.
By using with our partners software, we have access to the global investment market from over 900-unit trusts at a competitive rate from 31 leading fund houses. There are benefit to both, as our recommendations are based on each client’s situation involving costs, tax considerations, and investor preferences.
Corporate Retirement Services
We’ve worked with over 40 corporate retirement scheme – defined contribution and defined benefit. We approach retirement planning from the perspective from the owner:
What is the purpose of the plan?
Who benefits from the plan?
What are the realistic funding expectations?
How do we measure the success of your plan?
Understanding the big picture allows us to generate full value to the business owner for the time, effort, and resources a successful retirement plan requires.